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Terms and consumer information

Clear terms.

Please review the information below before buying a digital tool or enquiring about professional services.

Digital tools and Payhip purchases

Digital tools linked from this website are offered through the Virtus Payhip shop. The product description, price, payment method, delivery method, licence or permitted use, and any applicable refund or cancellation terms are shown at checkout or in the applicable Payhip product terms. Please review those terms before completing a purchase and keep your transaction record.

This website does not take card details. Payment and order processing are handled through the linked checkout provider. Questions about an order should include the relevant order information and be sent to [email protected].

Professional services

Professional services are not formed by using this website or sending an enquiry. They begin only after Virtus confirms the scope, fee, timeline, deliverables and applicable engagement terms in writing. Information shared before engagement may not be treated as confidential or as creating a professional relationship.

General information disclaimer

Website copy, checklists and digital resources are general administrative and educational information. They are not a substitute for personalised tax, accounting, legal or financial advice, and they do not guarantee a particular SARS, CIPC, audit, tax or commercial outcome. Verify current official requirements before acting.

Third-party services and links

Links to Payhip, WhatsApp, LinkedIn, Facebook, YouTube, Instagram and other services lead to third-party platforms with their own terms, privacy notices, availability and security practices. Virtus does not control those platforms.

Consumer and electronic-transaction information

Where applicable, consumer rights under the Consumer Protection Act and electronic-transaction information requirements under the Electronic Communications and Transactions Act apply. Virtus should complete and publish its registered business details, physical address, telephone number, service address, registration number, delivery terms and refund or cancellation policy before relying on this page as a complete section 43 ECTA disclosure.

Important

This page is a practical website notice, not a legal opinion. Have the final terms, Payhip product terms, privacy notice and business disclosures reviewed for Virtus’s actual entity, services and sales model.

Last updated: October 2026

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